Recoverly™

Contractor Quote vs. Insurance Assessment — Gap Analysis

Recoverly™ — AI gap analysis

Stop hunting line items. Start recovering revenue.

Upload your contractor quote and the adjuster assessment. Recoverly reads both PDFs, lines up the scope, and surfaces what’s missing, underfunded, or approved-but-not-billed —so you spend time on supplements and closings, not ctrl+F marathons through Xactimate-style exports.

  • Two PDFs in

    Contractor quote + carrier assessment for the same loss.

  • Gap analysis out

    Itemized discrepancies you can act on—not a wall of highlights.

  • Stronger supplements

    Clear talking points to close the funding gap and get paid.

Next step

Run your gap analysis

This is the live Recoverly workspace: pick the job address, upload your contractor quote and adjuster PDFs, then analyze. Your line-item gaps and totals populate the comparison panels below.

1. Upload Contractor Quote & Adjuster Assessment

Contractor Quote
Click Here!
Drag and Drop .pdf File Here!
Adjuster Assessment
Click Here!
Drag and Drop .pdf File Here!

2. Itemized Comparison: Quote vs. RCV

Processing Status 100%
Executive Summary: The following table identifies the specific categories contributing to the funding gap between your contractor quote and the insurance RCV.
Immediate Revenue Recovery
Approved Scope Not Billed $6,630.55
Found Money $3,724.29

The adjuster has already approved these items. Add them to your estimate to recover this revenue immediately.

Funding Gap Summary
Contractor Quote (Total) Acme Restoration
$167,878.62
Insurance Assessment Element Claims Service
Replacement Cost Value (RCV): $145,549.47
Depreciation: ($42,348.32)
Actual Cash Value (ACV): $103,201.15
Total Funding Gap (Out-of-Pocket): $64,677.47
Category Acme Restoration Quote (Total) Element Claims Services RCV Variance (Out-of-Pocket) Key Factor
Painting $18,476.55 $18,496.55 $20.00 $6,448.98 withheld in depreciation.
Appliances $5,542.99 $5,467.99 ($50.00) Adjuster primarily allows for installation labor only.
Labor Only $7,065.00 $6,815.00 ($250.00) 50-hour discrepancy in project management.
DISCLAIMER: The gap analysis and comparisons contained herein are provided for general informational purposes only and do not constitute legal, insurance, or professional advice. These comparisons are based on AI extraction from the documents you provided and may contain errors or omissions. Actual insurance claim outcomes depend on your policy, the adjuster's assessment, and many other factors. Users are solely responsible for independently verifying all information and are strongly advised to consult with licensed insurance professionals, public adjusters, or attorneys prior to submitting any supplement request. NexxHaus does not assume responsibility for the accuracy or applicability of this analysis. By using this report, the recipient acknowledges and agrees to the foregoing terms.

3. Next Steps